You’re Here Because Something’s Changing

Maybe it’s retirement on the horizon. Maybe it’s time to think seriously about your exit. Either way, you’ve got questions, and you want real answers from experienced professionals – not a pitch.

Meet the Flagstone Family

Michael T. Johnson, J.D., CFP®

Founder, Shareholder & Senior Wealth Advisor

Michael T. Johnson, J.D., CFP®

My professional journey has focused on law and financial planning. After graduating from the University of Nebraska College of Law in 1999 and practicing at a private firm, I became in-house counsel and compliance director for a regional investment firm. Recognizing the lack of comprehensive financial planning, I transitioned away from the corporate counsel role into a financial planning role. I obtained my CFP® certification early in my career, which allowed me to adopt a holistic approach to financial planning — considering every facet of our clients’ financial life while keeping their unique goals and objectives at the forefront.

The founding of Flagstone Financial Management stemmed from a desire to address the gaps in traditional investment management and financial planning. While many investors receive investment advice, they often don’t receive true comprehensive financial planning. Thus, our team at Flagstone strives to provide a comprehensive suite of services that cater to the diverse needs and aspirations of our clients.

When I’m not immersed in work, I enjoy spending quality time with my family: my wife Jill and our two children, Sam and Sophie. The Johnson family includes Royal, our beloved Labrador retriever, and Brie, our three-legged Australian cattle dog. We enjoy the simple pleasures of grilling outside, walking in our neighborhood or at local parks, and playing tennis or golf together. Dedicated to lifelong learning, I’m usually listening to an audio book, podcast, or video when exercising our dogs or relaxing at home. My family and I are proud University of Nebraska fans and love to cheer on the Huskers every chance we get.

 

  • B.S. in Business Administration, Major: Economics
    • 1996, University of Nebraska-Lincoln
  • Juris Doctor Degree
    • 1999, University of Nebraska-Lincoln College of Law
  • CERTIFIED FINANCIAL PLANNER™ Professional
    • 2010

Phone:402-413-0440

Email:michael.johnson@flagstonefm.com

Daniel Stous, CFP®

Shareholder & Lead Wealth Advisor

Daniel Stous, CFP®

When my wife and I were newlyweds (and before I was in the financial planning profession), we got some bad financial advice from a few different financial “advisors.” With little knowledge of how different compensation structures worked, we trusted people who were really selling a product instead of providing advice in our best interest. Now, I help people avoid some of the same mistakes I made. As a fee-only planner, I help clients determine whether they’re on track to meet their goals, and, if not, I form recommendations to make some adjustments to get them back on track.

I’ve lived in Lincoln, Nebraska, for nearly my entire life. I married my wife Kate in 2013. We have three young children, so my home life is presently both a ton of fun and a ton of work. We also have two Balinese cats named Neville and Luna after some of our favorite Harry Potter characters. I love traveling to new destinations and enjoy saving money on traveling by using points almost as much as I love traveling itself. I’m also passionate about good food, good drink, and good music.

 

  • B.S. in Business Administration, Major: Finance
    • 2008, University of Nebraska-Lincoln
  • Master of Business Administration, Focus: Finance
    • 2013, University of Nebraska-Lincoln
  • CERTIFIED FINANCIAL PLANNER™ Professional
    • 2018

Phone:402-413-0440

Email:dan.stous@flagstonefm.com

Danny Clare, CFP®

Shareholder & Lead Wealth Advisor

Danny Clare, CFP®

When I was 18 years old, I was shown how compound interest and time can impact people’s financial lives and, more importantly, retirement. Since then, I have thoroughly enjoyed helping people in all seasons of their financial life, whether they’re just getting started with investing or have recently retired. Since I started in the profession in 2016, I’ve witnessed a lot of friends receive poor financial advice from other advisors. That has encouraged me to make sure that doesn’t happen to any peers of mine anymore. Working as a fiduciary, I provide advice in the best interest of our clients, and I am confident that the financial planning and service we provide at Flagstone are top tier.

Born and raised in Lincoln, Nebraska, I grew up as a huge Nebraska Cornhusker fan and rarely miss home basketball and football games. I have been a sports fanatic my whole life and continue to primarily play golf, basketball, and tennis. I love cocktail hours, great food, and even better company — all of which I get to enjoy at Sunday night dinners with my grandparents. Those weekly family gatherings are the highlight of my weekend and a great start to the week.

 

  • B.S. in Business Administration, Major: Marketing
    • 2018
  • CERTIFIED FINANCIAL PLANNER™ Professional
    • 2021

Phone:402-413-0440

Email:danny.clare@flagstonefm.com

Natalia Paige

Associate Wealth Advisor

Natalia Paige

My path to becoming an advisor has been a bit unconventional. I am a second-generation American born and raised in Lincoln, Nebraska. I learned early on how close financial stability and emotional security are connected through the challenges my parents faced.

After earning degrees in Radiology and working in CT/MRI during my husband’s military career, I discovered a passion for financial planning while navigating our own transition out of the military in 2020. What began as curiosity quickly became a calling. I am so excited to join the Flagstone team and work with a team that truly focuses on client-first planning, integrity, and transparency.

Outside of work, my husband, Ben, and I stay busy with our daughter, Nadine, and three dogs – Winnie, Max, and Albert. We slow down on the weekends in our camper, affectionately named “The Big Blue Gal”. We are Buffalo Bills fans and enjoy watching Husker sports. We had such a wonderful time experiencing different states when Ben was in the military, but Lincoln has always been home to us!
 

Phone:402-413-0440

Email:natalia.paige@flagstonefm.com

Sam Johnson

Associate Wealth Advisor

Sam Johnson

Born and raised in Lincoln, I have always been a proud Nebraskan with a lifelong love for Nebraska Football. Growing up, I learned the importance of financial literacy and the principles of building wealth from my dad, who ignited my passion for helping people achieve their financial goals. I studied finance with an investment focus and graduated from the University of Nebraska in May 2025. At UNL, I was a member of the Delta Tau Delta Fraternity, where I built solid relationships and improved my leadership skills.

As an associate wealth advisor, I enjoy solving problems through numbers and engaging with clients on a more personal level. Outside of work, I am an avid golfer and tennis player. These activities not only keep me active but also provide a great way to unwind and connect with others. I am excited to bring my enthusiasm for finance and my commitment to client success to the team at Flagstone.

  • B.S. in Business Administration, Major: Finance
    • 2025, University of Nebraska-Lincoln
  • Series 65 License

Phone:402-413-0440

Email:sam.johnson@flagstonefm.com

Ava Heyne

Financial Planning Resident

Ava Heyne

I began my college journey as a Division I volleyball player at Jacksonville State University before retiring from the sport and transferring to the University of Nebraska-Lincoln. That experience taught me the value of being part of a team environment, which is something I have been grateful to find again at Flagstone. I started as an intern and quickly realized how special both the team and our clients are. The genuine care and intentionality here make the work rewarding every day. After graduating from UNL in 2026, I joined full-time as a Financial Planning Resident and look forward to growing within the firm with the goal of eventually becoming a lead advisor.

Before Flagstone, I served as Vice President of Finance for my sorority, Kappa Alpha Theta, and worked in the College Savings Program at UBT, where I built a strong foundation in finance and client support. Outside of work, I enjoy traveling, reading, cooking, and cheering on the Huskers! My faith, family, and friends are the most important parts of my life and guide me in everything I do.

Phone:(402)414-0440

Email:ava.heyne@flagstonefm.com

Stephanie Tredway, IACCP®

Operations Manager

Stephanie Tredway, IACCP®

When I was young, I would often play office – either at home or when I had the chance to go to work with my dad on occasional Saturdays, which I loved to do.  I liked the office supplies, I filled out pretend forms, I used the adding machine with the spool of paper tape and I enjoyed keeping it all organized.  Now I get to do many of those same things each day – although I have added a few more skills and responsibilities to that list!  The best part of my job though is the relationships I have formed with our clients and team members over the years.  I want them to know that I care about them and to feel confident that I will always help them as quickly and efficiently as I can. 

My financial career started in 1994 at the National Bank of Commerce which is also where I later met my husband, Aaron.  We were married in 2000 and a few years later we started our family. Caden and Paxton are our sons and we also have two kitties, Whisky and Prix.  What I appreciate most in life is my time at home with all of them.  I feel very fortunate!  I also spend my time taking walks, working on our landscaping, and watching the Huskers (especially the volleyball team!).  I admittedly try to keep my life pretty simple so that I have time to appreciate and handle all the excitement, challenges, and beauty that it inevitably brings.

 

  • Associates of Accountancy
    • 1993, Southeast Community College
  • Series 66 License
  • Investment Adviser Certified Compliance Professional®  

Phone:402-413-0440

Email:stephanie.tredway@flagstonefm.com

Brenda Zitek

Senior Client Service Associate

Brenda Zitek

I was born and raised in Lincoln, and have a background in customer service. That background led me to banking, where Stephanie Tredway hired me as a Lead Teller. It was a great job where I could do two of my favorite things – solve problems, and help clients. I went on to become a Service Manager where I led and coached my own team. After Stephanie and I worked together at the bank, we worked together at a Nebraska-based brokerage firm, where I had the opportunity to learn about the investment world. It was there that I met Michael Johnson, Flagstone’s founder. Now, Stephanie and I work together again at Flagstone, where I continue to solve problems and help our clients.

My boyfriend, Dane and I keep very busy taking care of our babies:  two Great Danes, Harlee and Odin, and our Shih Tzu mix, Sophie.  When we aren’t working on home improvement projects or cooking up new recipes, you can catch us hiking around the local lakes. We also love spending time with our families and having them over for dinner. My dream is to travel around the country visiting historical landmarks and national parks. I have yet to meet an animal I didn’t like and would love to one day hold a sloth.

 

  • B.S. of Business Administration
    • 2002, University of Nebraska-Lincoln
  • Series 66 License

Phone:402-413-0440

Email:brenda.zitek@flagstonefm.com

Chantel Koerwitz

Client Service Associate

Chantel Koerwitz

My path to Flagstone began with a connection in a small town in the Nebraska Sandhills. I was teaching high school English in the early 2000s when a friend mentioned that he had a financial advisor (Michael Johnson) in Lincoln. A few years later, career changes brought my husband Brian and me to the capital city and for awhile my son and Michael’s son played on the same youth soccer team. It truly is a small world! Professionally, I’ve worked in public schools, an advertising agency, and a law firm in addition to doing some freelance copyediting. Even though my career path took me out of the classroom, my love of learning persists, and I am excited to help the operations team serve Flagstone’s clients and support its advisors.

Born and raised in western Nebraska, I’m a farmer’s daughter at heart; however, I’ve happily called Lincoln home since 2004 and am satisfied with growing flowers and the occasional vegetable garden. I have two children: Ethan graduated from the United States Naval Academy in 2025 and is a Second Lieutenant in the Marine Corps, and Lauren, a 2024 graduate of Lincoln Southeast, attends Florida State University. While my favorite pastime is spending time with my family, I also love traveling (often to visit family), baking, and reading. If you tell me the title of your favorite book, I’ll add it to my list.

 

  • B.S. in Education, Major: 7-12 Language Arts
    • 1996, Chadron State College
  • M.A. in Education, Major: Principalship
    • 2000, University of Nebraska at Kearney
  • Series 65 License

Phone:402-413-0440

Email:chantel.koerwitz@flagstonefm.com

Britney Angeles

Client Service Associate

Britney Angeles

As a recent first-generation graduate, I’ve thought a lot about the process of discovering my passions and defining the type of career I want to pursue. One thing I know for certain is that I have a strong passion for building relationships and helping others. I’m excited to be a part of the Flagstone team, where my background in customer service and desire to help others truly comes to life. Throughout my time in internships and other roles, I’ve witnessed firsthand how meaningful it is to positively impact people’s lives, whether it’s boosting their confidence or helping them work through challenges. Building and nurturing strong relationships has always been at the heart of what I do, and I’m thrilled to continue that with the Flagstone team.

When I’m not at work, you’ll find me spending time with my family or out with friends celebrating Husker gamedays or grabbing a bite to eat. I’m also an avid podcast listener, particularly drawn to true crime, as I find the psychology behind these stories fascinating. Meeting new people is one of my favorite things to do—I love discovering the unique qualities that make each person distinct and enjoy constantly learning from diverse perspectives. I look forward to helping our clients and team feel supported and valued every day!

  • B.S. in Business Administration, Major: Business Management
    • 2024, University of Nebraska-Lincoln

Phone:402-413-0440

Email:britney.angeles@flagstonefm.com

Megan McCormick

Financial Planning Intern

Megan McCormick

Phone:(402)413-0440

Email:megan.mccormick@flagstonefm.com

​​We Turn Complicated Transitions Into Clear Next Steps

We’re a Nebraska-based team of financial planners who specialize in retirement and business transitions. We’re here to help you move forward with confidence – without the stress of managing every detail yourself.

If you’re looking for:

  • Advisors who listen first and adapt to how you think
  • Comprehensive planning that (finally) gets done
  • A team approach where personal relationships meet operational excellence

Flagstone might be a fit for you.

What GRIT Means to Us

Growth

We’re always looking to grow. Not just your portfolio, but also our team, our capabilities, and our capacity to serve you better over time. A thriving firm means better outcomes for everyone.

Relationships

Relationships are the foundation of everything we do. Your success is personal to us. We want to know what’s happening in your life, not just your accounts.

Integrity

We’re legally bound to act as fiduciaries, but we’d do it anyway. That means honest conversations (even when it’s uncomfortable), transparent recommendations, and putting your interests first.

Teamwork

You don’t just get one advisor. You get a team with complementary strengths, matched to what you actually need. We call it “unique abilities:” everyone working in their zone of genius to serve you.

Whether you’re approaching retirement or planning your business exit, we’re here to work alongside you.

If you’re 50+ and approaching retirement…

you’ve spent decades building meaningful wealth through discipline and smart choices. Now you’re wondering:

  • Can I realistically retire when I want… or do I need to keep working?
  • How do I turn decades of saving into reliable income without running out?
  • What should I be doing about Social Security, Medicare, and taxes to avoid costly mistakes?
  • How do I make sure my spouse and family are protected if something happens to me?

If you’ve built a business generating $1M+ in revenue…

and you’re thinking about what comes next, you’re probably asking:

  • What's my business actually worth in today's market?
  • How do I structure the transition on my terms, not someone else's?
  • Will I have enough after I sell to retire comfortably?
  • How do I avoid being blindsided by issues I don't even know to ask about?
  • How do I take care of my team and clients through a transition?

If any of that sounds familiar, you’re in the right place.

FAQ

Who is Flagstone Financial Management?

Flagstone Financial Management is a Nebraska-based financial planning firm specializing in retirement planning and business exit planning. We serve clients in 30+ states, with a focus on pre-retirees and retirees (50+) and business owners planning their transition. We’re fee-only fiduciaries; that means no commissions, no products to sell, just advice.

What makes Flagstone different from other financial advisors?

We do comprehensive planning (not just investment management). We coordinate tax planning, estate planning, and Social Security optimization, and work alongside your CPA and attorney. We also specialize in retirement and business transitions. Whether you’re moving from career to retirement or from business ownership to whatever comes next, we’ve helped hundreds of people navigate that specific inflection point.

Is Flagstone Financial a fiduciary?

Yes. We’re legally required to act in your best interest at all times. We’re paid directly by our clients, which eliminates the conflicts of interest that exist in product-based models.

Ready to Start a Conversation?

We start by listening - really listening - to understand what you want, what keeps you up at night, and what success looks like for you.

No pressure or pitch. Just a mutual conversation about whether working together makes sense.