You’re on a financial journey. You decide the destination, and we help you get there. Together, let’s determine the best way to take the next step.
You’re on a financial journey. You decide the destination, and we help you get there. Together, let’s determine the best way to take the next step.
On July 4, 2025, President Trump signed the One Big Beautiful Bill Act (OBBBA) into law, a sweeping piece of legislation that extends and expands many provisions from the 2017 Tax Cuts and Jobs Act (TCJA) while introducing some notable new changes as well. While...
Meet Emily, a self-employed 38-year-old cybersecurity consultant who just landed a string of high-profile contracts. Her income has skyrocketed to $450,000 a year, a far cry from her days as a mid-level IT analyst. She’s thrilled but nervous. The stakes are high:...
Losing a spouse is tough. Figuring out finances then can feel heavy. Here at Flagstone, we’ve helped folks navigate Social Security for years—especially widows’ benefits. Today, we’re diving into when widows can claim Social Security. We'll cover how timing affects...
Before we discuss four charitable giving strategies, take a step back to ask yourself why you are giving to charity. Is it to lower taxes? If so, why are you trying to lower taxes? Generally, it’s because people want to increase their net worth or grow their worth....
Navigating Medicare can sometimes make retirees or near-retirees feel like they are deciphering a foreign language. One of the trickier parts is understanding IRMAA. If you’ve heard this term thrown around and felt a bit lost, don’t worry. We’re breaking it down in...
Near the end of 2022, Congress passed the SECURE Act 2.0. Its passage affected quite a few investors who have saved or are saving for retirement. One change is that retirees won’t have to start taking money from their IRAs until age 73. And the RMD...
For those who are self-employed, retirement savings should be at the forefront of your mind. You’re in the driver’s seat, and your options are plentiful to ensure a good fit for your business. But understanding what’s best for your situation can be confusing. This...
Throughout our blog series about retirement plans for the self-employed, there has been a lot of “either this or that.” Simple IRA or SEP IRA? Solo 401(k) or SEP IRA? Roth IRA or Traditional IRA? Typically, business owners will choose one type of retirement...
For self-employed individuals, there is no shortage of options when selecting a retirement account to pair with the business. We’ve discussed characteristics and pros and cons of Traditional and Roth IRAs, the SEP IRA, and the SIMPLE IRA. In this article,...
One of the best parts of being a financial advisor is participating in the important decisions our clients make and the privilege of offering advice in those discussions. Of the decisions in our clients’ lives, one of the most significant is whether to stay in...
