Financial Planning Rules Of Thumb – Part 2
There are many financial planning rules of thumb, like how much to save for retirement or how much to spend on a house. How useful are they?
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You want to find a pathway to your future
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You want to find a pathway to your future
You’re on a financial journey. You decide the destination, and we help you get there. Together, let’s determine the best way to take the next step.
How Do I Know If I Should Refinance My Mortgage?
While driving to work this morning, I heard an advertisement on the radio featuring Dave Ramsey, the well-known radio host and author who helps his listeners and readers get their financial life in order. He was advertising for a mortgage brokerage company, telling...
Should I Purchase An Extended Warranty On My New Vehicle?
The Stous family is now an official family. We bought a minivan. A minivan with one kid? Really? Why? That’s almost immediately what my sister asked, and you might be wondering the same thing. There are a few reasons, and I’d love to share some of them with you....
How Should I Use My Tax Return?
I love finding money. Soon, I’ll be breaking out the shorts from my dresser drawers, and I’m hoping that I left a $20 bill in one of the pockets. It’s unlikely, because I rarely carry cash on me - I can’t miss out on earning travel points! But I do carry cash...
Is Now A Good Time To Purchase A Home?
A little over a year ago, a friend of mine reached out to me to ask - Should she be purchasing a home now? She had been saving up for a down-payment on her first house, so she was paying close attention to what was happening to interest rates. Mortgage rates were...
How Can I Get My Student Loans Forgiven?
The presidential campaigns for the 2020 election have officially begun. The first debates for the Democratic party took place on June 26th and 27th, and as expected, the student loan crisis was a big topic of debate. The solution proposed by some candidates is free...
What Is The Real Value Of Working With A Financial Planner?
I was recently attending a baby shower with some friends and I ran in to an old friend who I hadn’t seen in probably six or seven years. We did the typical “what’s new, how have you been” small talk, which inevitably leads to the question of what you’re doing in...
How To Avoid Paying Taxes On An RMD
Required Minimum Distribution (RMD) Rules If you’ve saved for retirement using a Traditional IRA, you’ve benefited from tax-deferred growth in the account for years, maybe decades. Uncle Sam encouraged you to save for retirement by offering you some tax benefits,...
Reflecting On Jack Bogle And Index Investing
A few weeks ago, one of the most influential investors in America passed away. Jack Bogle - the founder of Vanguard and a pioneer of the low-cost index approach to investing – was 89 when he died, and his ideas transformed modern investing, particularly for retail...
Who Should Be Part Of Your Financial Care Team?
A few weeks ago, as I was winding down for bed, I noticed a strange sensation in my chest. I could feel my heart beat, which I thought was quite odd. I checked my pulse, and it seemed like my heart was regularly skipping beats. That was quite unsettling. I didn’t...
