How We Help
Investors Nearing Retirement
Approach Retirement With Confidence
With more questions than answers, Chris and Laurie wanted help with the transition from saving (during their working years) to spending (in retirement). They also expressed concern about how to slow down without becoming bored.
Their Concerns
Are we financially ready for our employment income to end?
How do we protect our savings from taxes during retirement?
What investments are best during this season of life?
Have we saved enough to leave an inheritance for our children and give to charity?
A Flexible Plan to Balance Retirement Goals
Many successful savers are less confident about how to spend down their nest egg. We helped position Chris and Laurie to fully enjoy retirement without worrying about running out of money.
Educated Chris and Laurie about the tradeoffs between part-time work and full retirement.
Analyzed various retirement options to identify the optimal age to claim social security.
Created a financial plan with enough flexibility for part-time work.
Developed strategies that integrate charitable giving, retirement account distributions, and potential Roth conversions to manage the tax bill amidst changing income during the gap years.
Harvested capital losses, allowing them to sell legacy investments at a gain, and donated some other investments without realizing capital gains.
Inspired Chris and Laurie to pursue some activities they value but weren’t sure they could afford.
Click here for our Client Relationship Summary, also known as the regulatory disclosure Form ADV Part 3.
The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
Flagstone Financial Management is an SEC registered investment adviser. Registrations as an investment adviser does not imply a certain level of skill or training. Flagstone Financial Management may only conduct business in jurisdictions in which it is registered, notice filed, or exempt.
Certified Financial Planner Board of Standards Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design), and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
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5801 Hidcote Dr
Suite 100
Lincoln, NE 68516